CA Homes and Real Estate

Time Magazine Cites Weight Loss Websites

The August 9, 2010 issue of Time Magazine cites a fascinating statistic: “NINE pounds is the weight kept off by people who logged on to a weight-management website regularly for two years, three times that of people who did not.”

Why do you suppose this to be true? Probably because anyone who has the fortitude to log onto a website regularly is rather serious about losing weight and not only sticks to their online regimen, but to their goal of losing pounds.

One of the websites we have found to bring true weight reduction solutions at reasonable rates is http://www.flabulose.com. Let’s face it, the only weight programs that work are the ones you can use throughout your life without modifying your lifestyle so dramatically you are not able to stick with it. The KISS (keep it simple stupid) principle is at work here so you are able to make it work for you.

Rel Kempf

For the past few months you’ve heard everyone talking
about “Local Marketing” and how you can make a killing
providing internet marketing services to local businesses…

but, did you know…

There is a secret opportunity in the Local world that almost
EVERYONE Is missing?

It’s a loophole that is worth tens of thousands (if not millions)
to people who grab this opportunity fast!

[Local Loophole Exposed On This Video]
http://mashcor.TheSecondTier.com/local

For the very few people who know this local loophole, they
are all quickly shifting their focus this direction.

You’ll understand WHY very soon because Russell Brunson just
posted a video exposing what he calls the “Local Marketing Myth.”

You can watch this short video presentation here:

[Watch the controversial "Local Marketing Myth" Video Now]

So, why would Russell show you this if he’s making so much money
with it?

What he’s stumbled up on is BIG… VERY BIG…

The problem is that he just can’t tackle it all by himself.
Instead of hiring a few hundred employees to run with it, he’s
decided to partner up with YOU and give YOU a huge piece of the pie!

If you like the idea of working with an internet multi-millionaire
on what he feels is the BIGGEST deal of the decade…

and want to get started INSTANTLY (yes, within 10 minutes from now)
- then go watch this short video presentation now:

[The Local Marketing Myth Video Presentation]
http://mashcor.TheSecondTier.com/local

P.S. – This video will be coming down very soon – if you miss it
- then I apologize in advance. What’s in this video WILL change your
life forever

http://mashcor.TheSecondTier.com/local

We are really happy that we can help real estate investors who are tired of being landlords yet still want to make money with the great real estate buys by entering into our lease option program. this program is in the beginning stages and our beta testing with a limited number of property owners has helped to make the program more uniform.

How it works is that we have wholesale properties that we sell to CA real estate property investors at decent prices and have tenant buyers already available to live in and maintain the property as a future owner. We have prescreened the tenant owners and they are required to enter our program that helps them manage their credit and improve their credit standing so they can qualify for a conventional loan within two years. The goal is to have them take the option to buy usually within the second year, so the investor frees up their investment to buy other properties.

This is an ideal way for our CA residential property owners to earn a profit from their real estate investment without the need to hold real estate for long periods of time. We also have wholesale properties available for portfolio real estate buyers. And we often get properties that need rehab for investors looking to fix and flip. In the past 3 months, Alamo Capital Partners has been taking off and helping many real estate property investors and helping property owners who had to do a short sale or had a foreclosure obtain a home in the current wonderfully priced housing market.

We are meeting one of our main mission statements of helping people who had to go through foreclosure, short sale, or deed in lieu also take advantage of the current market prices for real estate. People want to own a home and many experienced the desire to buy when the real estate market was in hyperinflation, these same people helped those who are buying houses today with getting the bargain real estate that is available. We help these people by connecting them with the investors using our very strong model that is making money for the investor and helping the tenant owner with getting back into their own home.

We are proud to be doing our small share to help the local economy, sharing the wealth with like minded real estate investors, and allowing proud and caring home owner tenants enjoy the satisfaction of owning their own home.

If you have experienced a short sale or a foreclosure because you bought a home during the hyperinflationary times of 2005 through 2007 and were unable to keep up the house payments that resulted in a short sale or worse a foreclosure, you can still buy a house.

I recently met with a gentleman who has a lease with option to buy program for people in the San Francisco Bay Area. This program is available for anyone who has a strong desire to own a home but are not able to get conventional bank loans. If you have an interest in this program, please go to our CA home buyer interest site and sign up to get notices when we have properties that you may be interested in purchasing from us.

If you have a desire to buy now and have less for down payment, please provide your telephone number when signing up for our CA real estate buyer interest notification.

If you are in the mindset to getting a nice house for a really good price, then NOW is the time to buy that property. Whether you are in California home market, Arizona real estate, or any state in the USA; you would be best served if you purchased your next real estate product in 2010. We are never going to see lower prices than what we are experiencing now.

If you are upside down on your mortgage and the home’s value, its a good time to ask your accountant about the benefits of getting out from under now instead of struggling month after month because you believe the value will meet the mortgage amount. If you are paying higher than market value for your house in hopes of prices going back up to the original amount, ask your CPA if it makes sense to struggle with that payment. Housing prices will increase at the steady rate of 3 to 6% each year, so how far do you have to wait for the values to go past your mortgage amount? Think about it. Some family on the same street is paying 30 to 40% less than you are for the same house. Your dollar today is worth alot more than it will be 2 years from now. Talk to your accountant or financial advisor.

We have homes at below market prices for our preferred investors, so be sure to get on our list today so you can be one of the first to know when we have good deals available for sale. We help people get out of overleaveraged houses so they can make their dollars work better for them. Get on our mailing list or contact us if you have questions about stopping foreclosure and damaging your credit.

CA Homes and Real Estate is a blog from Alamo Capital Partners that gives information about the California real estate market and other points of interest in the lovely northern California region.

After being asked this question numerous times, I finally heard a great answer from one of my appraiser friends, we are bouncing at the bottom. There may be more to come.

So it has been a full active season and now a more dormant season of buying activity. Have we hit the bottom? To hear many of the real estate “gurus” selling the latest and greatest program, the worst is yet to come. The news likes that tagline too. But, really, lets look at it. Are there an enormous number of REO properties sitting dormant? Yes, but inventory is pretty low in my area right now, so many buyers would welcome the opportunity to have access to the REO inventory.

In many areas, REO properties are still selling at current market prices. With multiple offers when priced low! So it goes back to the age old answer to the question asked originally in this post, “It Depends”.

If you are looking for condos, there are plenty, but no financing. Although I just read an article stating that lenders are opening up the financing for condos in the Miami market, so there is hope. Now if we could just get the emplyment market to open up with good paying work positions so families could afford to pay mortgage loans.

I still believe that NOW is the time to buy. If you are an investor and would like to get first notice of below value houses available for easy purchase, please get on my buyers list at www.CAHomesSite.com and be one of the first to hear about good buying opportunities. I have a few in the pipeline that I am working on, so sign up now!

In CA homes and real estate market, the stages of the market are often recognized only after the fact . Even when historical data confirms that a downturn is in progress, most speculators will not stop gambling. Real estate speculators call themselves investors because they believe they are taking calculated and controllable risks when purchasing homes. But are they? The following information is provided to help you learn about CA real estate market fluctuations so you can make educated decisions about your buying and selling of CA homes.

In the mid to late 1990’s most real estate investing was virgin territory because it was easy to use formulas of 60% to 70% of Fair Market Value minus repair costs to determine an offering price for a seller. The “chant” was “Get as many properties under contract because they can only go higher!” In the earlier years, buying properties cheaply enough allowed them to be rented and the investments supported themselves while the investor collected checks.

In only three years, a groundswell of speculation led to frenzied buying as you are well aware. Families looking for a home to live in got caught up in the buying panic because of the scarcity of homes for sale (more commonly known as a ’sellers market”. The lending institutions who were offering low interest rates, 100% financing, with no proof of the buyer’s income helped the market quickly and efficiently climb.

Almost no other speculative opportunity in history caught on as fast because of real estate investors needing little or no money down and ease of loan qualification for “retail buyers”.

Even when many of the potential borrowers had credit issues and minimal down payments, the lenders created more lenient loan requirements.

The number of single family homes that were owned by investors rose from 2.5% in 1995 to almost 29% by the end of 2006. Effectively, the investors took away at least 26.5% of available single family homes with the intent of selling them at higher prices to retail home buyers. The the buying frenzy began to wane as is natural in the CA real estate cycle.

Here is a summary of the stages of a typical real estate cycle:

Stage #1 This is where supply closely equals demand and home prices fluctuate between +/- 3% per year and prices are basically stable over a five year period.

Stage #2 Here demand outstrips supply, or a “sellers’ market” develops because of the lack of CA homes inventory available on the market. This can be created by investor speculation.

Stage #3 – Here demand far outstrips supply with resulting large annual price increases. Homes now offer new speculators more attractive yields than stocks and money market instruments. More so called “investors” begin buying multiple properties with expectations of selling for huge profits because of the low down payments required for mortgages or using creative financing. The market begins to feed on itself as homeowners begin to rush to take profits.

Stage #4 As home prices become unaffordable, interest rates increase making financing costs too expensive for homeowners to purchase, and investors have inventory that can’t be sold. Seemingly everyone tries to sell and the market readjusts to former market conditions by pulling back as much as 30% to 60% of peak values as the market begins to stabilize for 3 8 years.

Summary

Based on the current market conditions and continuing available data, the real estate market is well into Stage #4. There is no way to determine how long this swing will last but historically they have lasted for 6 to 15 years.

This stage offers huge opportunities for real estate investors and homeowners alike that want to purchase homes either for living in for 5 years+ for homeowners, or for “flipping” for investors. Both homeowners and investors looking to buy a CA home or real estate property need to be very selective about

• how much they pay for a property
• the amount of costs to rehab it
• how they will be financing it
• how long they intend to stay in it
• the carrying costs
• other properties currently listed on the MLS®, and
• neighborhood conditions.

Unfortunately, retail buyers who wait to get the lowest possible price often wind up paying higher mortgage rates which offsets the cost savings by waiting, especially when you include their cost to rent, and the interest tax-deduction that they lose by not owning.

Investors will have to buy low and sell low, while the retail buyer has become “king of the mountain” in picking the best possible home for the lowest price.